Sunday, August 24, 2014

5 Important Tips In Buying First Home

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Closing price, the approval of mortgages, rates of interest. Some terms of house hunting is quite real headache research new home. And if this is the first time you enter the domestic market, the buying process can seem very scary.

However, a few simple tips can eliminate the confusion in the process of buying a home. 5 Follow the steps below to ensure that your experience of buying a first home is not confused.

1 pipe, tube, and the tube.
If you've been in this stage, we think that you have been very good at saving money. You already know how enough for a down payment, but there are some other things because you should have a little 'more money. These savings will really help cover unexpected costs when interest rates rise and increase the cost of your mortgage. As a guide for the calculation of the budget, do not commit more than 30% of their income on housing costs. So, do not forget to check if the total price you ask the tax is included, so you are not surprised at the time of payment.

2 Prepare for Inspection
Bring a digital camera, and for inspecting and taking notes on the property at the time of check out. Rate for each property to be displayed in a scale of 1 to 10, taking into account the position factor, your budget, and if remodeling or repair needs. Most likely you will see some houses on some weekends, and this is an easy way to show where the property is worth in the calculation. After inspection, be sure to check the legal status of the house. Have the certificate or building permit for the prevention of fraud, which is rampant in Indonesia.



3 Get mutual recognition (mortgage)
One of the best ways to stay on the financial limit is to obtain the approval of the loan. This shows a real estate agent and the seller if you are serious to buy. It also gives you more bargaining power and prevent the failure of approval for financial reasons when you start to negotiate on the property.

4 pay more for an expert opinion.
If the tight financial situation, you'd be tempted to forgo this step. We really understand the logic - you have to spend a lot of money to buy a dream home - why should exit if it does not need more money? However, for the future, pay a lawyer to check the validity of a house surat2 can save time and money as well as saving for more fraud certificate.

5 Check the price list of the same type in the area around the house.

Do not decide now to take the first property you see. Reviewing the first choice of what's on the market around the position you want, even if it's just a simple search online to make sure you get the best price. Investigate ads in Lamudi to find information on what options are available. The final decision can be based on the knowledge of the local real estate market.

Saturday, August 24, 2013

Effective Tips to Organizing Small Houses Looks Spacious

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Who says little 'harder to keep the house? Which is exactly the opposite. Structuring small house a little 'easier because we are only required to use the room as efficiently as possible, so that the interior feels more spacious.

Here me share his secret:

1 bedroom Merger

In general, a house consists of a living room, family room, dining room, bedroom, bathroom and kitchen. In a big house, you can freely adjust separately the position and function of the room. As for the narrow house, simply by combining two to three rooms in a way that the partitions can create a narrow sense can be eliminated. For example, try to unite the living room and the family room or the kitchen and dining room. You could also include three bedrooms at once, such as living room, family room, and dining room.

2 Multifunction Furniture

Be aware that any furniture you buy will take the room. When you insert a table and library, the room will be reduced to put tables and bookshelves above. On the contrary, if you buy a table that was mounted under the library, you only need to provide space for a table. This is the main advantages of multi-functional furniture, the house still filled with the things we need without making it cramped.

3 proportional and Stylish Furniture

In addition to the multifunctional nature, you should also use furniture sized proportionately. Elegant furniture allows placement could save you a few inches of the floor, and generally look elegant. Avoid choosing a large table, a chair, and a large closet.

4 stay healthy

Although small in size, does not mean that the house is always dark and damp. Expand the window and ventilating the house is always fresh. The house is bright even make it look more spacious. If the creation of a window is not possible, you can install skylights and glass tiles so that the room is always hot.

5. comfortable

Tuesday, January 1, 2013

Tips for Choosing the Right House Floor

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In addition to the walls and the roof, there is one of the most important components that form the floor of the house. The growing world of building architecture makes it more and more types of flooring selected. However, for some people, there are many choices which makes it even more confusing to choose which is more suitable.

following tips describe how the election:

1 Floors are Sustainable

The first factor that can be used as the basis of flooring choice is quality, both in terms of durability and strength. For example, you can take advantage of multiple wooden floors and avoid floor made of wicker. Although the price of wood parquet quite expensive, but its quality is comparable to being able to last up to ten years. Instead, the floor is made of plant tissue must be replaced regularly so that the fall is even more expensive.

2 Security Plan

The second important factor is the safety factor, where the floor can ensure the safety of all who stand in its surface. Avoid wearing structured plan slippery, especially for the bathroom. Keep the entire floor of the house consists of the same dish, without a lot of games due to dangerous heights made ​​for the elderly.

3 Floors easy to clean and powerful High-waiting

Wednesday, September 19, 2012

Hantavirus Symptoms , Definition And How To Prevent

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Hantavirus Symptoms - Hantavirus disease in America is often referred to HPS disease. Maybe this is a common disease in the United States, but it is deadly. Mode of transmission can be through the spread of animal diseases to humans. One of the animals that can spread the disease hantavirus rodent.  Hantavirus symptoms are hallmark characteristics when viewed from the side of your breathing seemed more crowded and easy to catch cold. by organ system so disease does not work anymore, even he could die.

Hantavirus Symptoms , Definition And How To Prefent
Hantavirus Symptoms , Definition And How To Prefent

Hantavirus Symptoms , Definition And How To Prevent

Then who are vulnerable to this hantavirus? maybe some of the reported cases, some say it dijangkit average by the middle, and old adult, but you must be careful, especially in the infected mice.

This disease is a lot going on in the spring, summer and even fall as well. most people have their activities and spending time outdoors, so it's easy to developing the disease, animals are rodents such as rats, during the winter, always sneaking in the barn, someone's house, and the like.

Symptoms And Signs Hantavirus Infected Persons


Hantavirus is a virus of the RNA, which enter our bodies when we breathe in air, dust that has been contaminated with sewage, animal saliva Pengeran, theurine, etc.. Much is likely to occur in those who are working on a place to clean the dust where rodents live and have had the virus Hantavirus. It was terrible, but we need to prevent it by taking care of our health is better to be not susceptible to the disease.
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